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Privacy Policy

Last updated: 2026-04-09

1. Introduction

Tow Loans, LLC ("Tow Loans," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect when you use towloans.com or apply for financing through us, how we use that information, and the choices you have.

Tow Loans, LLC is not a broker and not a direct lender. We are a referral source that connects applicants seeking commercial equipment financing with third-party financing partners. Your personal and business information may be shared with those partners so they can evaluate your application and present financing options.

2. Information We Collect

We collect the following types of information:

  • Information you provide directly. Name, email address, phone number, business name, business address, time in business, EIN, requested financing amount, equipment details, and any other information you submit through our pre-approval forms or full applications.
  • Sensitive identifiers. When you proceed to a full credit application, we collect Social Security Numbers and other personally identifiable information that financing partners require to evaluate creditworthiness.
  • Automatically collected information. Standard web log data such as IP address, browser type, device type, pages visited, and referring URL. We use this information to operate the site and improve user experience.
  • Cookies and similar technologies. We use cookies to maintain session state, remember preferences, and measure site usage.

3. How We Use Your Information

We use the information we collect to:

  • Evaluate pre-approval and credit applications.
  • Share your application with third-party financing partners for the purpose of obtaining financing offers.
  • Communicate with you about your application, status updates, and customer service matters.
  • Send you marketing communications about products and services that may interest you (you may opt out at any time).
  • Comply with legal and regulatory obligations.
  • Detect, prevent, and address fraud, security incidents, and other harmful activity.

4. How We Share Your Information

We share your information with:

  • Third-party financing partners. When you submit an application, we share your application data with financing partners so they can evaluate your request and present offers.
  • Service providers. Vendors that help us operate the site, process applications, send communications, generate documents, and host data.
  • Legal and regulatory authorities. When required by law, court order, subpoena, or government request, or to protect our legal rights.

We do not sell your personal information.

5. Data Retention

We retain application data for as long as necessary to evaluate your application, comply with legal and regulatory obligations, resolve disputes, and enforce our agreements. Application records may be retained by Tow Loans and by financing partners after a financing decision is made.

6. Your Choices

You may:

  • Request a copy of the personal information we hold about you.
  • Request correction of inaccurate information.
  • Opt out of marketing communications at any time by following the unsubscribe link in any marketing email or by contacting us at support@towloans.com.
  • Request deletion of your information, subject to our legal and regulatory retention obligations.

7. Security

We use commercially reasonable technical and organizational measures to protect the information we collect. No method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

8. Children's Privacy

Our services are intended for businesses and adults age 18 and older. We do not knowingly collect personal information from children under 13.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Material changes will be communicated through the site or by email where appropriate.

10. Contact Us

Questions or requests about this Privacy Policy:

Tow Loans, LLC 30 N Gould St #55839 Sheridan, WY 82801 (307) 200-8690 support@towloans.com